	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Annual
1999			1.75	1.4	-6.3	22.3	-4.27	11.66	1.21	19.51	23.53	52.61	188.18%
2000	-3.82	23.92	-1.12	7.46	-13.73	0	2.31	0	0	0	0	0	11.78%
2001	-0.96	0	0	11.87	0	0	0	0	-0.36	16.49	36.4	8.1	89.62%
2002	0	0	0	0	0	0	0	0	0	4.79	23.51	4.92	35.79%
2003	0	0	0	5.08	16.91	0.68	12.71	9.74	-6.26	18.13	1.11	5.92	81.43%
2004	2.85	-2.8	0.63	0	0	0	0	-0.11	1.88	9.71	12.08	3.94	30.85%
2005	-7.34	0	0	0	0	-4.44	15.16	-3.02	2.49	-2.99	12.25	-4.07	5.87%
2006	11.6	0	0	0	0	0	0	0.92	8.1	9.51	6.72	-3.99	36.61%
2007	4.29	-3.35	0.94	11.16	6.37	0.78	2.23	0	0.32	6.66	0	0	32.62%
2008	0	0	0	0.29	7.98	-3.46	0	0	0	0	0	0	4.55%
2009	0	0	1.4	22.5	6.33	5.47	17	2.87	11.04	-6.09	12.84	10.28	117.56%
2010	-12.6	9.59	15.36	4.24	0.86	0	-0.37	-9.79	26.4	12.58	-0.5	9.38	61.70%
2011	5.46	6.39	-1.15	5.67	-3.61	0	0	0.34	-0.88	0	0	-0.59	11.69%
2012	16.7	12.86	9.61	-0.2	0	0	3.06	10.29	4.08	0	0	0	70.45%
2013	-0.22	0.56	5.58	4.95	6.99	-1.06	0.71	-1.95	8.95	9.73	6.98	5.14	56.28%
2014	-3.76	9.4	-6	-0.66	9.33	5.66	2.18	10.1	0.27	0	5.73	-1.65	33.22%
2015	0	2.33	-5.07	3.44	4.58	-5.39	12.92	0	0	1.94	0.81	0	15.37%
2016	0	0	2.24	-6.62	9.06	-5.04	14.56	2.07	3.89	-2.84	0.86	1.64	19.63%
2017	10.22	8.63	3.6	5.31	7.7	-4.99	7.96	4.17	-1.01	9.11	3.9	0.77	69.99%
2018	19.14	0	0	0	1.83	1.62	5.31	11.78	-0.89	-6.54	0	-0.01	34.41%
2019	10.61	5.87	7.48	12.22	0	0	0	0	-2.04	8.65	8.05	7.13	74.01%
2020	6.11	13.01	0.11	17.81	13.16	12.17	14.48	20.88	0.15	-9.96	23.11	9.38	201.65%
2021	0.16	14.87	0	0.51	-2.3	12.28	5.77	8.31	0.91	2.55	3.09	0	55.03%
2022	0	0	0.86	0.04	0	0	1.99	5.08	0	0	3.43	-1.26	10.44%
2023	3.66	-3.6	19.4	0.97	15.6	12.28	7.66	0	0	0	0.79		69.67%

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Annual
2006								1.84	15.37	18.07	11.67	-20.39	23.33%
2007	6.87	-7.9	1.42	24.2	12.1	0.86	2.35	0	0.76	12.1	0	0	62.06%
2008	0	0	0	0.37	16.05	-8.07	0	0	0	0	0	0	7.08%
2009	0	0	2.75	47.56	11.53	10.94	35.69	5.12	23.13	-13.06	27.25	22.12	345.13%
2010	-27.07	22.42	34.72	8.18	1.35	0	-0.76	-19.19	59.65	26.7	-1.94	19.82	151.35%
2011	10.32	12.58	-2.85	12.12	-8.02	0	0	0.72	-2.36	0	0	-0.87	21.31%
2012	35.27	26.55	20.27	-0.46	0	0	5.52	21.31	8.97	0	0	0	185.86%
2013	-0.63	0.71	11.74	9.1	13.99	-2.33	1.41	-4.35	18.9	20.41	13.84	11.64	139.73%
2014	-8.24	21.61	-11.38	-2.33	19.5	12.11	3.89	20.96	0.34	0	11.65	-3.17	76.39%
2015	0	4.72	-9.86	6.54	9.19	-10.17	26.85	0	0	3.96	1.58	0	32.14%
2016	0	0	4.67	-13.56	18.76	-9.98	30.85	3.6	8.23	-6.33	1.2	4.31	40.32%
2017	21.29	17.69	7.66	10.45	15.34	-10.28	17.32	6.96	-1.28	18.65	7.36	1.4	181.06%
2018	41.83	0	0	0	3.46	2.38	9.95	24.75	-1.64	-13.92	0	-0.03	74.41%
2019	21.45	11.16	15.05	24.83	0	0	0	0	-3.96	16.85	16.24	15.18	191.32%
2020	11.14	27.59	0.2	37.58	25	25.91	30.42	44.82	0.35	-20.41	50.48	19.9	737.39%
2021	-0.44	31.47	0	0.65	-5.44	26.1	11.09	16.9	1.69	5.15	5.78	0	130.74%
2022	0	0	1.38	0.3	0	0	4	10.03	0	0	6.51	-2.67	20.62%
2023	7.23	-9.09	41.54	0.66	30.99	24.54	14.47	0	0				164.05%

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Annual
2010							0.34	-19.09	67.5	26.14	-1.81	18.85	155.68%
2011	15.51	18.21	-4.94	18.53	-12.01	0	0	1.06	-4.48	0	0	-1.8	28.33%
2012	56.7	42.48	31.66	-0.56	0	0	8.22	32.66	12.94	0	0	0	373.95%
2013	-0.74	0.84	17.69	13.92	21.11	-3.92	2.14	-6.73	30.16	30.35	20.85	17.56	258.59%
2014	-12.81	33.35	-16.4	-4.37	29.72	18.93	4.92	33.42	0.57	0	18.25	-5.32	126.03%
2015	0	7.2	-14.81	9.67	13.48	-15.21	42.1	0	0	5.91	2.41	0	48.53%
2016	0	0	6.89	-20.12	29.17	-15.54	50.02	5.74	11.57	-9.26	2.33	5.41	61.36%
2017	32.61	27.76	11.16	15.96	23.01	-16.44	27.49	10.37	-2.07	28.34	10.66	2.43	349.98%
2018	67.25	0	0	0	5.16	1.91	15.81	38.74	-3.11	-20.19	0	-0.09	122.50%
2019	32.2	17.52	21.78	39.67	0	0	0	0	-6.07	25.18	24.89	22.85	376.72%
2020	15.65	45.24	0.27	58.21	38.9	38.45	46.08	72.42	0.42	-30.68	85.01	31.15	2079.98%
2021	-3.93	52.47	0	1.05	-9.18	41.25	16.59	25.44	2.72	7.79	7.36	0	230.10%
2022	0	0	2.13	0.31	0	0	5.98	15.13	0	0	8.87	-3.54	31.27%
2023	10.77	-15.15	64.89	0.13	47.67	37.63	20.87	0	0	0	2.72		291.57%

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Annual
2018							0	0	0	0	0	-0.4	-0.40%
2019	39.01	0.28	21.11	30.46	0	0	0	0	-16.72	38.2	48.26	47.66	454.95%
2020	51.02	77.91	0.8	79.55	38.63	51.61	92.75	157.99	1.52	-30.65	59.87	72.15	9747.71%
2021	0.4	110.8	0	-8.41	-18.14	70.62	-13.69	18.67	10.16	4.93	-3.35	0	209.80%
2022	0	0	-2.12	4.39	0	0	4.23	17.82	0	0	18.86	5.16	56.84%
2023	19.62	-6.47	95.88	-10.29	132.7	45.87	-8.66	0	0	0	4.15		534.85%

Terms Of Use

Introduction

Welcome to our website! 5M Ventures, LLC provides the AlgoTiming.com website with algorithmically-generated stock market timing signals to help you make informed decisions about your investments. By using our website and services, you agree to be bound by the following Terms of Use. Please read them carefully before using our website.

Our stock market timing signals are generated using advanced algorithms and data analysis techniques. While we strive to provide accurate and reliable information, the stock market is inherently unpredictable and there is no guarantee that our signals will always be correct. As with any investment, there is a risk of loss and you should carefully consider your investment objectives and risk tolerance before making any decisions based on our signals.

By using our website and services, you acknowledge that you are solely responsible for your investment decisions and that we are not liable for any losses or damages that may result from your use of our signals. We encourage you to seek the advice of a financial professional before making any investment decisions.

We reserve the right to modify these Terms of Use at any time, so please check back regularly for updates. Your continued use of our website and services after any changes to these Terms of Use constitutes your acceptance of the updated terms.

Thank you for choosing our website and we look forward to helping you achieve your investment goals!

Acceptance of Terms

By accessing or using our website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these Terms of Use, you must not use our website or services.

These Terms of Use constitute a legally binding agreement between you and us. By using our website and services, you represent and warrant that you have the legal capacity to enter into this agreement and that you will comply with all of its terms.

We reserve the right to change these Terms of Use at any time without prior notice. Your continued use of our website and services after any changes to these Terms of Use constitutes your acceptance of the updated terms. It is your responsibility to review these Terms of Use regularly to ensure that you are aware of any changes.

If you have any questions about these Terms of Use or our website and services, please contact us for more information.

Description of Services

Our website provides algorithmically-generated stock market timing signals to help you make informed decisions about your investments. Our signals are generated using advanced algorithms and data analysis techniques to provide you with timely and accurate information about the stock market.

Our services include access to our stock market timing signals, as well as tools and resources to help you understand and use our signals effectively. We also provide educational materials and support to help you learn more about the stock market and investing.

Our goal is to provide you with reliable and actionable information to help you achieve your investment goals. However, please note that the stock market is inherently unpredictable and there is no guarantee that our signals will always be correct. As with any investment, there is a risk of loss and you should carefully consider your investment objectives and risk tolerance before making any decisions based on our signals.

We are committed to providing high-quality services and support to our users. If you have any questions or concerns about our services, please do not hesitate to contact us for assistance.

Definitions

In these Terms of Use, the following terms have the meanings set forth below:

“We,” “us,” and “our” refer to our company, the owner and operator of the website providing algorithmically-generated stock market timing signals.
“Website” refers to our website and all associated web pages, content, and services.
“Services” refers to the algorithmically-generated stock market timing signals and any other services provided by us through our website.
“User,” “you,” and “your” refer to any person who accesses or uses our website or services.
“Content” refers to any text, graphics, images, audio, video, software, data compilations, and any other form of information capable of being stored in a computer that appears on or forms part of our website.
“Terms of Use” refers to this document, which sets forth the legally binding terms and conditions for your use of our website and services.
“AS IS” means that the Website and its content are provided without any warranties or guarantees, and users access the Website at their own risk.
“AS AVAILABLE” means that the Website and its content are offered based on their availability, and we do not guarantee uninterrupted access to the Website or that it will be available at all times.
“ALL FAULTS” means that the Website and its content are provided with all their imperfections, inaccuracies, errors, or omissions, and users acknowledge that the use of the Website is at their own risk.

By using our website and services, you agree to be bound by these Terms of Use and all other applicable policies and guidelines. If you do not agree with any part of these Terms of Use, you must not use our website or services.

User Conduct

As a user of our website and services, you agree to comply with all applicable laws and regulations and to use our website and services in a responsible and respectful manner. You are solely responsible for your conduct while using our website and services, and you agree not to engage in any activity that is prohibited by these Terms of Use or that could harm our website, services, or other users.

Prohibited activities include, but are not limited to:

Using our website or services for any illegal or unauthorized purpose
Transmitting any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable
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Attempting to gain unauthorized access to our website or services, other accounts, computer systems or networks connected to our website or services through hacking, password mining or any other means
Violating any applicable local, state, national or international law

We reserve the right to investigate and take appropriate legal action against anyone who violates these Terms of Use. This may include terminating your access to our website and services without notice and reporting any suspected unlawful activity to law enforcement authorities.

User Eligibility

To access and use our services, you must meet certain eligibility criteria and agree to abide by these Terms of Use. By accessing or using the Website, you represent and warrant that you meet the following eligibility requirements:

Age Requirement: You must be at least 18 years old to use the Website and its services. If you are under the age of 18, you may only use the Website under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use on your behalf.
Legal Capacity: By accessing or using the Website, you affirm that you have the legal capacity to enter into a binding agreement in your jurisdiction. If you do not have the legal capacity or are prohibited from using the Website by applicable laws, you may not access or use our services.
Geographic Restrictions: The services offered on the Website are intended for use by individuals and entities within the jurisdictions where their use is not prohibited by law. It is your responsibility to ensure that your access and use of the Website comply with the laws and regulations of your country or region.
Non-Professional Use: The services offered on the Website are intended for non-professional investors and individuals seeking to access stock market signals and investment insights for personal, non-commercial purposes. If you are a professional investor, financial advisor, or engage in any activities related to financial services as part of your profession, you may not use the Website for professional purposes.
Compliance with Terms: By using the Website, you acknowledge and agree that you have read and understood these Terms of Use and will comply with all the provisions set forth herein. If you do not agree with any part of these terms, you are not authorized to use the Website.

We reserve the right to verify user eligibility and may request additional information to confirm compliance with these requirements. We may, at our sole discretion, suspend or terminate your access to the Website if we have reasonable grounds to believe that you do not meet the eligibility criteria outlined in this section.

By accepting these Terms of Use, you acknowledge that misrepresentation of your eligibility or providing false information may lead to immediate termination of your account and potential legal consequences.

If you have any questions or concerns regarding the User Eligibility section or your eligibility to use the Website, please contact us at the email address below. We are committed to providing a secure and reliable platform for all users and appreciate your cooperation in ensuring compliance with these requirements.

Registration and Account

To access our Algorithmic Market Timing signals, users are required subscribe via our payment processing provider, Stripe.com (“Stripe”). By subscribing to our services on Stripe.com, you agree to be bound by both Stripe’s Terms of Use and our Terms of Use.

Account Creation and Responsibility

Registration Process: To subscribe on Stripe and access our signals, you must provide accurate and up-to-date information, including your name, email address, and any other details required by Stripe. It is your responsibility to ensure that the information you provide is correct and complete.

Decision on Algorithmic Market Timing Model: We offer two timing models, and it is your responsibility to choose the model that best suits your needs. Each model has different features and subscription fees. Please carefully review the details of each tier on AlgoTiming.com before making your selection.

Age Requirement: By subscribing to one of our models on Stripe, you affirm that you meet the age requirements outlined in the User Eligibility section of our Terms of Use.

Payment and Billing

Subscription Fees: Our services are subscription-based, and you will be charged according to the subscription model you have chosen on AlgoTiming.com. The billing cycles, and payment methods are determined by Stripe and are subject to their terms and conditions.

Automatic Renewal: Your subscription to our services on Stripe will automatically renew at the end of each billing cycle, unless you cancel your subscription via Stripe before the renewal date.

Payment Authorization: By subscribing to our services on Stripe, you authorize Stripe to charge the applicable subscription fees to your chosen payment method. You agree to maintain a valid payment method on file with Stripe to ensure uninterrupted access to our services.

Termination and Suspension

Account Termination: We reserve the right to terminate your access to our services if you violate any provisions of our Terms of Use or Stripe’s Terms of Use. Termination may result in the loss of access to our content and services.

Account Suspension: In certain cases of suspected fraud, unauthorized account activity, or violation of Stripe’s policies, your access to our services may be suspended pending investigation.

Changes to Timing Models and Pricing

We may update or modify our Timing Models and pricing from time to time. Changes will be reflected on Stripe, and it is your responsibility to review the latest information before making any subscription decisions.

By subscribing to our services, you acknowledge and agree to be bound by AlgoTiming.com’s Terms of Use and Stripe’s Terms of Use. If you do not agree with any part of these terms, you should not proceed with subscribing to AlgoTiming.com’s services on Stripe.

For any questions or concerns related our services, please contact us at Support@AlgoTiming.com. We value your trust and aim to provide a seamless and rewarding experience for all our subscribers.

Intellectual Property Rights

All content, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, as well as the compilation of all content on our website, is the property of our company or its content suppliers and is protected by international copyright and trademark laws.

You may not use any of our intellectual property, including but not limited to our trademarks, trade dress, and copyrighted material, without our prior written consent. Unauthorized use of our intellectual property may violate copyright, trademark, and other laws and could result in criminal or civil penalties.

We respect the intellectual property rights of others and expect our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us with the following information:

A description of the copyrighted work that you claim has been infringed
A description of where the material that you claim is infringing is located on our website
Your name, address, telephone number, and email address
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A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

We will promptly investigate and take appropriate action in response to any claims of intellectual property infringement.

Linking and Framing

You may link to our Website, provided that you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists.

You are not permitted to frame or inline link any of the content of our website, or incorporate into another website or other service any of our material, content, or intellectual property without our prior written consent.

We reserve the right to withdraw linking permission without notice. If you wish to make any use of content on our website other than that set out above, please contact us for more information.

DISCLAIMER OF WARRANTIES

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE”, AND “ALL FAULTS” BASIS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF OUR WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON OUR WEBSITE.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT OUR WEBSITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF OUR WEBSITE OR SERVICES IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION RESULTING FROM YOUR USE OF OUR WEBSITE OR SERVICES.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

FINANCIAL ADVICE DISCLAIMER

PLEASE NOTE THAT THE INFORMATION AND SERVICES PROVIDED ON OUR WEBSITE ARE NOT INTENDED TO BE, AND SHOULD NOT BE CONSTRUED AS, FINANCIAL ADVICE. OUR ALGORITHMICALLY-GENERATED STOCK MARKET TIMING SIGNALS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND ARE NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE.

WE ARE NOT A REGISTERED INVESTMENT ADVISOR AND WE DO NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR RECOMMENDATIONS. YOU SHOULD CONSULT WITH A FINANCIAL PROFESSIONAL BEFORE MAKING ANY INVESTMENT DECISIONS BASED ON THE INFORMATION OR SERVICES PROVIDED ON OUR WEBSITE.

INVESTING IN THE STOCK MARKET INVOLVES RISK, INCLUDING THE RISK OF LOSS OF PRINCIPAL. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS AND THERE IS NO GUARANTEE THAT OUR SIGNALS WILL ALWAYS BE CORRECT. YOU SHOULD CAREFULLY CONSIDER YOUR INVESTMENT OBJECTIVES AND RISK TOLERANCE BEFORE MAKING ANY DECISIONS BASED ON OUR SIGNALS.

BY USING OUR WEBSITE AND SERVICES, YOU ACKNOWLEDGE THAT YOU ARE SOLELY RESPONSIBLE FOR YOUR INVESTMENT DECISIONS AND THAT WE ARE NOT LIABLE FOR ANY LOSSES OR DAMAGES THAT MAY RESULT FROM YOUR USE OF OUR SIGNALS.

RISK DISCLAIMER

INVESTING IN THE STOCK MARKET INVOLVES A HIGH DEGREE OF RISK, INCLUDING THE RISK OF LOSS OF PRINCIPAL. OUR ALGORITHMICALLY-GENERATED STOCK MARKET TIMING SIGNALS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND ARE NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE.

WHILE WE STRIVE TO PROVIDE ACCURATE AND RELIABLE INFORMATION, THE STOCK MARKET IS INHERENTLY UNPREDICTABLE AND THERE IS NO GUARANTEE THAT OUR SIGNALS WILL ALWAYS BE CORRECT. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS AND YOU SHOULD NOT RELY SOLELY ON OUR SIGNALS WHEN MAKING INVESTMENT DECISIONS.

YOU SHOULD CAREFULLY CONSIDER YOUR INVESTMENT OBJECTIVES, RISK TOLERANCE, AND FINANCIAL SITUATION BEFORE MAKING ANY INVESTMENT DECISIONS BASED ON OUR SIGNALS. WE ARE NOT LIABLE FOR ANY LOSSES OR DAMAGES THAT MAY RESULT FROM YOUR USE OF OUR SIGNALS OR YOUR RELIANCE ON THE INFORMATION PROVIDED ON OUR WEBSITE.

BY USING OUR WEBSITE AND SERVICES, YOU ACKNOWLEDGE THAT YOU ARE SOLELY RESPONSIBLE FOR YOUR INVESTMENT DECISIONS AND THAT YOU ASSUME ALL RISKS ASSOCIATED WITH INVESTING IN THE STOCK MARKET. WE ENCOURAGE YOU TO SEEK THE ADVICE OF A FINANCIAL PROFESSIONAL BEFORE MAKING ANY INVESTMENT DECISIONS.

FAIR USE DISCLAIMER

OUR WEBSITE MAY CONTAIN COPYRIGHTED MATERIAL, THE USE OF WHICH MAY NOT ALWAYS BE SPECIFICALLY AUTHORIZED BY THE COPYRIGHT OWNER. SUCH MATERIAL IS MADE AVAILABLE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES, AND CONSTITUTES A ‘FAIR USE’ OF ANY SUCH COPYRIGHTED MATERIAL AS PROVIDED FOR IN SECTION 107 OF THE US COPYRIGHT LAW. IF YOU BELIEVE THAT YOUR COPYRIGHTED WORK HAS BEEN USED ON OUR WEBSITE IN A MANNER THAT CONSTITUTES COPYRIGHT INFRINGEMENT, PLEASE CONTACT US WITH THE RELEVANT INFORMATION.

LIMITATION OF LIABILITY

IN NO EVENT SHALL WE, OUR AFFILIATES, OR OUR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF OR IN CONNECTION WITH OUR WEBSITE OR SERVICES OR THESE TERMS OF USE.

OUR LIABILITY TO YOU OR ANY THIRD PARTY IN ANY CIRCUMSTANCE IS LIMITED TO THE GREATER OF THE AMOUNT OF FEES YOU PAID TO US IN THE 6 MONTHS PRIOR TO THE ACTION GIVING RISE TO LIABILITY OR $100.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

YOU AGREE TO INDEMNIFY AND HOLD US HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS’ FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR BREACH OF THESE TERMS OF USE OR YOUR VIOLATION OF ANY LAW OR THE RIGHTS OF A THIRD PARTY.

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Disclaimer

Investing in the stock market is risky and can result in loss of capital.

The stock market timing signals provided on this website are not guaranteed to be accurate or profitable. Past performance is not indicative of future results.

You should never trade with money you cannot afford to lose. You should carefully consider your own investment objectives and risk tolerance before making any investment decisions.

This website and its contents are for informational purposes only and should not be construed as investment advice.

We do not provide personalized investment advice, and we do not guarantee that our stock market timing signals will be profitable.

You should always do your own research before making any investment decisions.

This includes reviewing the financial statements of the companies you are considering investing in and understanding the risks involved in each investment.

We are not responsible for any losses you may incur as a result of following our stock market timing signals.

You use our signals at your own risk.

Specifically, we disclaim the following:

We do not guarantee that our stock market timing signals will be profitable.
We do not guarantee that our stock market timing signals will be accurate.
We do not guarantee that our stock market timing signals will be successful in all market conditions.
We do not guarantee that our stock market timing signals will be profitable for all investors.

You should always consult with a qualified financial advisor before making any investment decisions.

By using this website and its contents, you agree to the terms of this disclaimer.

Risk Disclosure

This Risk Disclosure Document is designed to inform subscribers of the Algorithmic Market Timing Signals Service (“Service”) about the potential risks associated with using the Service. It is essential to carefully read and understand these risks before subscribing to and using the Service. By subscribing to and using the Service, you acknowledge that you have read, understood, and accepted the risks outlined in this Document.

General Investment Risks

Market Risk: Investment in financial markets involves risks of losses due to market fluctuations, including but not limited to stocks, commodities, and currencies. The Service provides market timing signals that attempt to predict market movements, but there is no guarantee of accuracy.

Past Performance: Past performance of the Service is not indicative of future results. Market conditions can change, and historical performance does not guarantee future success.

Lack of Diversification: Relying solely on the signals provided by the Service may result in an undiversified portfolio, which can increase the risk of losses.

Algorithmic Trading Risks

Technology Risk: The Service relies on algorithms and technology. Technical failures, server outages, and software bugs could lead to incorrect signals or delayed execution of trades.

Overfitting Risk: Although we take great pains to minimize overfitting risk by backtesting on long-term index data, the risk of strategies underperforming on real-world data going forward cannot be eliminated.

Financial Risks

Leverage: Using leverage or margin trading can amplify both gains and losses. Leveraged strategies come with higher risks.

Capital Loss: There is a risk of losing part or all of your invested capital when following the Service’s signals.

Psychological Risks

Emotional Response: Trading based on signals can be emotionally challenging. Fear and greed can lead to impulsive decisions that deviate from the Service’s recommendations.

External Factors

Economic and Political Events: Economic downturns, geopolitical events, and unforeseen crises can impact financial markets, making it difficult for the Service to predict market movements accurately.

Data and Privacy Risks

Data Security: The Service may require access to your personal and financial information. Ensure that the platform has robust security measures to protect your data.

Data Accuracy: The signals generated by the Service depend on accurate and up-to-date market data. Inaccurate data may lead to incorrect signals.

Regulatory Risks

Legal and Regulatory Changes: Changes in financial regulations or legal restrictions can affect your ability to use the Service or the strategies it employs.

Lack of Personalization

Not Tailored to Individual Needs: The signals generated by the Service are not personalized to your specific financial situation, goals, or risk tolerance. They may not be suitable for all investors.

Limited Control

Limited Control over Investments: Subscribers must be willing to relinquish some control over their investment decisions when following the Service’s signals.

No Guarantees

No Guarantees of Profit: The Service provides signals based on historical data and algorithms, but it cannot guarantee profits or specific investment outcomes.

Consultation with Financial Professionals

Seek Professional Advice: It is recommended to consult with a qualified financial advisor or professional before making any investment decisions, including those based on the Service’s signals.

By subscribing to and using the Algorithmic Market Timing Signals Service, you acknowledge that you have read and understood the risks outlined in this document. You are responsible for your investment decisions, and you agree that the Service provider, its developers, and affiliates shall not be held liable for any losses or damages incurred as a result of using the Service.

Investing in financial markets carries inherent risks, and you should only invest what you can afford to lose. Past performance is not indicative of future results, and no investment strategy is foolproof. Make informed decisions, diversify your portfolio, and exercise caution when following algorithmic signals.

Risk Disclosure for Leveraged ETFs

Amplified Market Exposure: Leveraged exchange-traded funds (ETFs) seek to provide a multiple of the daily returns of an underlying index or benchmark. It’s important to note that these ETFs aim to amplify both gains and losses. As such, if the underlying index experiences significant volatility or a prolonged downturn, leveraged ETFs can experience substantial losses that exceed the original investment.

Compounding Effects: Leveraged ETFs typically use derivatives and other financial instruments to achieve their investment objectives. The compounding effects of daily rebalancing, combined with the inherent volatility of these instruments, can lead to deviations from the expected performance over time. This can result in tracking errors and may cause the ETF’s returns to differ significantly from the intended multiple of the underlying index.

Short-Term Trading Instruments: Leveraged ETFs are primarily designed for short-term trading strategies and are not suitable for long-term buy-and-hold investors. Due to their daily reset mechanism, leveraged ETFs are subject to compounding and compounding-related risks, which can erode returns over extended periods. These ETFs are intended for active traders who closely monitor and adjust their positions.

Volatility and Market Risk: Leveraged ETFs are particularly sensitive to market volatility. Sharp price swings in the underlying index can magnify the impact on leveraged ETFs, resulting in heightened risk exposure. Additionally, leveraged ETFs can experience increased price fluctuations compared to traditional ETFs, making them more volatile and potentially subject to larger losses.

Leveraging Strategies: Leveraged ETFs use various leveraging techniques, such as derivatives, swaps, and futures contracts, to achieve their investment goals. These strategies introduce additional risks, including counterparty risk, liquidity risk, and tracking error risk. The performance of leveraged ETFs can be influenced by factors beyond the underlying index’s performance, such as the cost and availability of these derivatives.

Investment Objective and Holding Period: It is crucial to align the investment objective and holding period with the nature of leveraged ETFs. Due to the compounding effects and inherent risks, leveraged ETFs are generally not suitable for long-term investments, retirement accounts, or conservative investment strategies. Investors should carefully consider their investment goals, risk tolerance, and time horizon before investing in leveraged ETFs.

Educational Understanding: Before investing in leveraged ETFs, it is important to educate yourself about their unique characteristics, risks, and trading strategies. Familiarize yourself with the prospectus, offering documents, and educational materials provided by the ETF issuer. Seek professional financial advice to ensure a comprehensive understanding of the risks involved and the suitability of these investments for your specific circumstances.

Please be aware that leveraged ETFs are complex financial instruments, and investing in them involves a higher level of risk compared to traditional ETFs or other investment vehicles. Past performance is not indicative of future results. You should carefully consider these risks and perform thorough due diligence before making any investment decisions involving leveraged ETFs.

The following disclaimer provides important information regarding the hypothetical results presented based on backtested stock market performance. Please carefully read and consider the following points:

Past Performance is Not Indicative of Future Results: The backtested results provided herein are purely hypothetical and do not guarantee or predict future investment performance. The stock market is subject to inherent volatility and unpredictability, and historical performance does not necessarily reflect what may occur in the future.
Limitations of Backtesting: Backtesting involves applying a trading strategy to historical market data. It is important to understand that these results are based on certain assumptions, historical data availability, and a specific set of rules. Market conditions and dynamics can change over time, potentially rendering the backtested strategy ineffective in a live trading environment.
No Consideration of Transaction Costs: The hypothetical results do not account for transaction costs, including but not limited to brokerage fees, commissions, slippage, and taxes. These costs can significantly impact actual trading performance and may not have been accounted for in the backtested results.
No Adjustment for Market Impact: The backtested performance does not consider the potential impact of large orders on market prices. In reality, the execution of significant trades may influence the stock’s price, potentially affecting the strategy’s performance.
Data Accuracy and Errors: While efforts have been made to ensure the accuracy of the historical data used for backtesting, there may be errors or inaccuracies in the data. Additionally, past data may be subject to revision, which could affect the results presented.
Risk of Overfitting: Backtesting can be vulnerable to overfitting, where a strategy performs well on historical data due to curve-fitting, but fails to deliver similar results in real-world conditions. Backtested strategies that show exceptional performance on historical data may not necessarily be robust in different market conditions.
Unique Circumstances and Biases: The backtested results are based on historical data and do not consider specific circumstances or biases that may exist during live trading, such as economic events, geopolitical developments, or psychological biases of traders.
Professional Advice Recommended: The hypothetical results provided are for informational purposes only and should not be construed as investment advice or recommendations. Before making any investment decisions, it is essential to consult with a qualified financial advisor who can consider your individual financial situation, risk tolerance, and investment goals.
Potential Losses: Investment in the stock market carries inherent risks, and there is no guarantee of profits. Investors should be aware that they may incur losses, and they should be prepared to bear these losses.
No Liability: The creators of the backtested results disclaim any liability for losses or damages arising directly or indirectly from the use of the presented hypothetical results. The responsibility for making investment decisions based on this information lies solely with the user.

While backtested results offer valuable insights into historical performance, they should be viewed with caution and not relied upon as an accurate representation of future outcomes. Always exercise prudence and seek professional advice when making investment decisions.

TIMING MODEL-1 “Time the Waves”

Scaling in to a position

Example Backtested Performance Metrics

Equity Curve vs Buy and Hold

Annualized Return and Drawdown

Monthly Performance

Subscribe to Time the Waves Strategy

TIMING MODEL-1 “Time the Waves”

Scaling in to a position

Example Backtested Performance Metrics

Equity Curve vs Buy and Hold

Annualized Return and Drawdown

Monthly Performance

Subscribe to Time the Waves Strategy

Terms Of Use

Introduction

Acceptance of Terms

Description of Services

Definitions

User Conduct

User Eligibility

Registration and Account

Account Creation and Responsibility

Payment and Billing

Termination and Suspension

Changes to Timing Models and Pricing

Intellectual Property Rights

Linking and Framing

DISCLAIMER OF WARRANTIES

FINANCIAL ADVICE DISCLAIMER

RISK DISCLAIMER

FAIR USE DISCLAIMER

LIMITATION OF LIABILITY

INDEMNIFICATION

Governing Law and Jurisdiction

Modifications to the Terms

MODIFICATION OF SERVICES

Refund and Cancellation Policy

Privacy Policy

Introduction

Information We Collect

How We Use Your Information

Sharing Your Information

Security

Your Choices

Children’s Privacy

Changes to this Privacy Policy

Contact Us

Disclaimer

Investing in the stock market is risky and can result in loss of capital.

This website and its contents are for informational purposes only and should not be construed as investment advice.

You should always do your own research before making any investment decisions.

We are not responsible for any losses you may incur as a result of following our stock market timing signals.

Specifically, we disclaim the following:

You should always consult with a qualified financial advisor before making any investment decisions.

By using this website and its contents, you agree to the terms of this disclaimer.

Risk Disclosure

General Investment Risks

Algorithmic Trading Risks

Financial Risks

Psychological Risks

External Factors

Data and Privacy Risks

Regulatory Risks

Lack of Personalization

Limited Control

No Guarantees

Consultation with Financial Professionals

Risk Disclosure for Leveraged ETFs